when is NSB?
Next thursday in Nagoya.
jiyuna, thanks for the heads up. But what do you mean the only place opened past 10? I was doing a little research on google and I found a few rock bars that look decent that are opened till 5 am. I was thinking about checking them out… but if the GG comp there is that shitty I may just stay one night and go back… I dunno. Ill be buying my bus tickets this weekend so I have a day or 2 to think about it
ElvenShadow- Sake is just the nightlife part of Nagoya, the bars are probably all in there lol.
STILL NEED A TEAM FOR NSB!!! EVEN IF YOU DON’T PLAY SF4, AS LONG AS YOU CAN BREATHE AND BE AT THE VENUE YOU’RE FINE.
Jiyuna, are the manga kissas pretty plentiful in Nagoya? Wheres the best spot to find them? Also, looking at the Nagoya subway map I have, I dont see anywhere that says Sake but theres a place called Sakae. Is that what you are talking about?
BTW, good seeing everyone that I saw this weekend at SBO. Ill see some of you again soon in Nagoya.
Anyone here know much about buying a house/mansion here in Japan (wintermute summon)? Specifically getting the loan needed. I have to get a new place for the incoming baby. Thinking mansion. Currently shopping around, trying to gather as much info as possible.
Yeah, I meant Sakae. I’ve never stayed at a Manga Kissa but I know there’s at least 5 in Sakae, and some around Nagoya Station. Shouldn’t be hard.
I can’t find a team + there’s a Blazblue tournament going on at the same time, so I’m probably skipping NSB and going to play BB.
Oh btw, whats the best arcade in Nagoya for GG comp?
@elvenshadow - ive stayed at a manga kissa near nagoya station and it was godlike, nothing compared to the one in tokyo… like, 83728946892364023047234 better.
I dont’ have any info on this but I’m kind of in the same situation. Also thinking about a Mansion in Kyoto-city.
My girlfriend told me that there was only 1% interest on loans atm, is this true?
Anyway any info is appreciated here also 
anyone going to the Taito Bigbox loketest tomorrow?
I miss tokyo. I spent 4 days there before I left to vietnam for 3 weeks.
can someone tell me who that is? I bought fanta because of him.
Urban Square is the GG spot, if you get off at Kamimaezu station and wander around you’ll find it.
Some White/Green Slayer was there on Sunday and almost hit 70 wins.
Thanks for the heads up. I will do my best to slay him.
FRJ05 is rescheduled to Oct23 Sat not Oct2!! Get ready for SSFIV, Pizza and Booz
you must defeat tokido to stand a chance?
If you go for the loan on your name and not through your wife, you may find some resistance from a bank but you can use private companies no problem. You do NOT need permanent resident status to buy property, or even get a loan - though it helps. As long as you can come up with the funds, there’s nothing stopping you from buying property in Japan even on a short-term visitor’s visa.
There’s the (easier) option of a new mansion, or buying a piece of land and building your home (this can actually work out cheaper in the long run in some cases, depending on where you build). Or you can bid on a keibai bukken, which is basically seized property from bankrupt individuals or companies.
Pros and cons to each option of course. ie. mansions are relatively easy, but lose their value dramatically within the first year. Some buildings have extortion-tier maintenance fees as well, so you may be in for regular costs going way over what you’re paying now for rent. However, having someone to maintain your property is nice, and mansions are usually a pretty good buy.
You can go for a pre-fab house. Common and easy, but check the materials the builder has used, as inferior materials can and will cause your house to lose value. In this case you want land that increases in value to make your investment worthwhile. Older houses can be really good, and most houses come well documented, so you have some idea of what has transpired with the house in the past.
You can (and should) look into designing and building your own property, it is more time consuming and expensive than some of the other options but these types of properties usually increase in value nicely - mainly because they are good-looking, unique, built well, and generally on bigger pieces of land. That’s attractive to lenders.
Once you decide what kind of property you want to get and the price range you want to go for, then you need to figure out the location, realtor and lender that works best for you.
How fudosans work (traditionally) is that they earn about 6% commission on sales (3% each from buyer/seller). In recent years aggressive developing companies have been buying up as much property as they can and so they become the sole seller. What this means for you is that now realtors want to sell the more upmarket properties to make their traditional income. So, if you want to buy a cheaper property, chances are you will be dealing with a developer or a small local agent.
Almost every property to hit the market is listed with just about every agent covering that area. So it’s best for you to go with an agent who is experienced (don’t go for a noob agent) and wanting to help you.
If you don’t like realtors and prefer to go it alone, your choices are a bit more limited, but there are options. Again you can try bidding on a keibai bukken. The whole process of keibai bukken is not well known and is not really used by regular people looking to buy a house but there is an office in every local court that deals with the auctioning of keibai bukken, and this office produces a comprehensive file on every property. The types of properties often available range from car parks to shops, in fact, any type of property that has been used as collateral. Anyone wishing to bid on the property must pay a 10 percent deposit. The bids are sealed and read out one by one on a set date in court. From there on if you are lucky enough to win and can organize a loan, you can be in your new home in about 4-6 weeks.
Sounds good and simple right? What’s the catch you ask? Well, there are a couple - It’s almost impossible to see inside a property before purchase, and because of the circumstances of the sale, some properties may get some “fuck you” damage by their evicted owners. In some cases the owners haven’t left at all. But all the realtors do it so beat them at their own game and save some cash. If you go this route, you should be upfront with your lender. There are sometimes different lending terms for these properties. And you could find yourself in a situation where they may approve your home loan, but not financing for renovations. So best to sort that out up front so there are no surprises.
For your loan, you can go to trust or retail banks, insurance companies, private companies. So keep an open mind. Mizuho and Shinsei are the “gaijin-friendly” banks, relatively speaking. Shinsei Bank has some pretty good terms, they have a loan that the bank has tailored specifically for foreign residents, whether they are permanent or not. If I remember correctly it’s 1.1-1.5(?) percent interest semi-fixed over five years. (it’s based on the Japanese Government Bond rate)
Besides the financial requirements, “Regular” home loan interest rates at many major banks come tied with a quiet condition that the homeowner or his direct family must constantly live in the home.
INSIDER TIP: When a businessperson gets transferred in Japan, the usual practice is just not to tell the bank. The banks know this, too, apparently. Because of this there are companies that specialize in renting homes so transferred business people can keep up their mortgage payments. Bottom line though is they won’t do anything unless you don’t make your payments. Regardless, check carefully on this clause before you sign your contract, if there’s any chance you’d have to be away from your home for a while.
Depending on where you are looking, in some areas the local government has been seen to offer land for free to people who accepted to settle there for a number of years.
It is vital to have a (Japanese) guarantor, financially apt to repay your loan on your behalf in case you defaulted.
Your chances of getting a loan are good because:
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You’ve been living in Japan for a few years can speak Japanese.
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You have family in Japan. Married to a Japanese.
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Stable job in Japan, likely to continue for at least as long as the term of the loan.
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Have good reasons to want to stay in Japan, comfortable with and well-adapted to Japanese lifestyle, etc.
Other things they are looking for which may or may not apply to you:
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Good credit history.
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No intention to return to USA before you can pay off your loan.
Instead of banks, it may be easier to obtain a loan at a juutaku kinyuu kouko (??? Public Housing Loan Corporation), which specialize in mortgages. Their interest rates tend to be a bit higher than banks, though. Check out http://www.jhf.go.jp/ if you’re interested in this.
Hope that helps you, Az. Let me know if there’s anything you need.
[EDIT] TL;DR version - it IS possible for a foreigner (without PR) to get a housing loan from a Japanese bank, however it all depends on the company that you work for and the individual bank. For Japanese and Non-Japanese, you have to be working for a company (fulltime) in Japan for more than three years and must have a Japanese guarantor who works for a legit company for a long time etc. In Japan, the guarantor is more important than the person who is actually borrowing money. One thing about mansions is that a lot of building owner only want “appropriate people”, so you can potentially run into resistance there.
Tight!
For real yo’! I’m gonna see if I can talk him into playing el furte again.
Arrive in Tokyo on Monday staying till friday evening. Staying at Hotel Villa Fontaine Kudanshita. Got Reno’s arcade guide bookmarked and might do a tour for my SF film project. I’m free to meet up with fellow tourists or locals at any arcades whenever during my stay. Feel free to shoot me a pm if any of you guys are keen for some games. I’ve shot out a few pms already but know people have work, women, kids etc and are busy, so all good Looking forward to my first visit to the land of the rising sun Also Arcade jojos anywhere per chance?