At least they have you the option.
Walmart dot com is garbage.
Wal-mart is garbage period. Fuck that company it’s damned virus. They show up, put the local/region store with better pay out of business, and immediately jack up their prices.
Most adults have credit cards and the authorization charge doesn’t mean anything.
Using a bank debit card “as” a credit card is about the dumbest thing you can financially.
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Nope. It still defaults to a store that isn’t my local one. Even if it does have the item that I’m looking for in stock. I know it is supposed to work as you are describing, but in my experience it never does.
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MUA3 dropped last Friday and FE: Three Houses comes out tomorrow. Astral Chain next month an Link’s Awakening remake in September. Man, I knew I was gonna be giving Ninty money when I saw that E3 Direct but now it is really sinking in. I’m gonna have to start donating blood, breaking piggy banks or robbing banks to afford all the stuff hitting the Switch.
Made to Wakanda last night on Marvel:UA3, trying to level up Cap to get to within the mid-20s since he’s a part of this particular story-line.
Most of my mains are knocking on level 30.
Yea I’m only scooping Astral Chain as Iceborne is out a week after it. Links Awakening will have to wait.
Use XP cubes to level up any character that’s lagging behind.
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I know…
It’s just that I need to find the Infinity trial that rewards a crap load of them or at least a cosmic cube,
What card I use isnt relevant.
I have my own reasons for not trusting charge holds place on my credit card.
I got burned once from that, so I dont trust it.
The only time I’ve had issues with authorization charges/holds is when I preordered my Switch from Target. They kept holding and releasing the funds every other week. It made budgeting very stressful for those 2-3 months leading into the Switch.
I remember even calling Target and my Bank about it. Target in a round about way told me to be more financially responsible and deal with it. My bank did everything they could because they’re awesome but they couldn’t do anything on their end except report it as fraud. which I obviously didn’t want to do cause it would have cancelled my preorder and flagged my account as compromised. So my account would have been frozen and I would have had to have a new debit card sent to me.
So I was super stressed every time I checked my bank account or spent any money of any amount until the Switch came out.
I haven’t shopped at Target since.
This is odd… I’ve never seen a Walmart actually go UP on the prices. The ones I’ve been to always beat the shit out of everything else when it comes to price…sometimes by quite a significant margin. One recent thing coming to mind here—a certain brand of beet juice I get regularly costs 6.99 at Kroger. That same amount, same brand costs 4.99 at Walmart…so I get it there every time. Oh and I haven’t bought frozen pizzas in a long time, but I remember that being the usual difference for those too… a 4.99 Freschetta or DiGiorno would be something like 6.49 or higher at Kroger and other places (and Publix is just stupid; that shit might be 9.99 over there; haha at that rate you’d be better served just getting some actual restaurant pizza. The only major point in going to Publix is that it has incredibly fine ass whitegirls, a few asians and some indians in there on a regular basis…for some reason it has always been a good “spot” for eye-candy. The clientele you see in most Walmarts or Krogers can never compare to that, obviously.)
The Dead Cells addiction came back—Marvel finally got put on hold for a minute; I have a really good run going on in Dead Cells at the moment.
oh but my 4x Spidermen team is level 50 now…whenever they patch that shit I most likely will be dodging that update for quite some time 
The Wal-Mart I worked at as a teenager was near a Target and a K-Mart. Our prices were lower than the next to closest stores both of which had no competition. I still remember a woman coming in to buy a small fridge for a daughter that was going to college. We had it for $120. She had to come to our store to get pick it up because her store had it for $150 and wouldn’t price match another Wal-Mart. This type of thing happened all the time.
Because Walmart has never price matched other Walmart’s. Although most Walmart’s carry the same products the prices always vary for several different reasons. I don’t know the specifics or why that’s the case but it’s pretty much always been that way. I think it has to do with competitor pricing in that Walmart’s area.
I don’t know How old you are or when you worked there but They even tell you this when you’re going through all your training.
My store had the most competition and always had the lowest prices. The other two stores always had higher prices that matched. That isn’t a coincidence. The falling prices turn into rising prices when they bankrupt the competition. When I said this happened all the time, I was referring to customers complaining about us not price matching other Wal-Mart stores.
Well your problem is that you are using your bank card as a credit card.
Elaborate. That doesn’t make sense.
When you use your bank card as a credit card, actual funds are taken out of your account while it’s on hold. That doesn’t happen if you have a credit card, because it’s credit that is put on hold. You won’t even notice the hold ever happened if you use a credit card because when you go to pay your credit card, the hold is gone.
Also if your bank card gets compromised and someone buys a bunch of stuff with it, you are out that actual money while the problem is solved. With a credit card, you don’t have that problem at all. And credit card fraud is a piece of cake to handle as I’ve had it happen before. You simply call them, tell them what charges are bogus, and they remove them and send you a new card. I’ve heard horror stories about that stuff with bank cards.
And the best part about credit cards is the perks. I have saved over $10k in flights this year and last year alone due to credit card points, and this year isn’t even over yet. Plus with the free rental car insurance, my wife backed into a post while we were in Grand Cayman, and I had to shell out $1350 on the credit card, and a month later, the credit card sent me a check for $1350 due to the insurance. It was very painless.
Oh also, you build credit using credit cards, which is good for your future if you want to get loans for anything. Using your bank card you aren’t getting any of that.
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That just sounds like the same thing to me. I check my checking and credit accounts daily because I have so much money moving for various reasons. I also have text message support. I have no issues with authorization holds because they get released within 5 days and I make notes in my bank account and in a note file that x money is coming out on y day in z month.
I wasn’t able to do that with the target order because they kept holding and releasing every 5 days. Like they would hold it for 5, release it, hold it again 2 days later for 5 more days. It has been the only time where authorization holds have been a negative for me.
I’ve never had an issue with fighting fraud with my bank. I’ve had my account compromised twice and was refunded the money that was spent within 48 hours. They’d even give me temporary debit numbers so I could still purchase things online or in person until I got a new card. Which they always overnighted for free.
Them flagging the transaction as fraud was the only way they could stop it from happening. It wasn’t actual fraud. My bank is actually super fucking awesome. I love them. I’ve had them since I was 17.
None of that is really important to me. I don’t travel enough to warrant anything like that. I fly back to Seattle maybe once a year to visit family and friends. The flights will even be less frequent now that my sister and her family live 2 1/2 hours away now.
My credit is actually great. It took awhile to get there cause I fucked it up in my teens but I’m 33 now and it’s awesome. I don’t do loans because I don’t want that kind of debt hanging over my head.
Well the way you talk sounded like you live paycheck to paycheck, and if your bank account only had X dollars in it, and you had a hold of 50 on your account, and you needed all X, then you would be screwed. If you were using a credit card, that would not be the case, unless you had an extremely low limit, which most people don’t with credit cards.
You don’t have to travel to get points. You could get over $1k easily in Amazon a year with cards if you just use the bonuses.
I figure most people like free money but that’s not the case. I’ve told like 15 of my friends how to get so much free shit from playing the credit card game and only 1 friend has ever done it but he only got one card and 50k Southwest points.
Maybe you don’t travel often because of cost? If you had free flights maybe you would travel more. You’re telling me you would rather pay for those flights to Seattle than get them for free?
Alrighty then…
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