I’m not sure if I’m allowed to post this sort of stuff up so if it needs to be deleted, than so be it.
Anyway for those who don’t know me, I’m Jason Mar, aka jmar. I just wanted you guys to know that I am in the financial services industry which encompasses all types of insurance and investments (401k, IRAs, Mutual Funds, etc). If anyone has any questions about anything, I would be happy to talk to you and help you understand. If anyone is unhappy with their auto insurance or homeowners policies, I am about 90% sure that I can find you guys better rates.
Pretty much in a nutshell, I’m the shit so get at me with any questions or anything. For the people that I don’t talk to usually, I’m easy to talk to and just say what’s up to me. There has been a huge influx of people joining the gatherings at Zach’s house and I haven’t had a chance to talk to most of you.
Hey J, help me find some good car insurance. I’ve had my car for over 3 years now and haven’t gotten insurance yet (have you seen the “idiot” tattoo on my forehead lately?) You know how to get ahold of me. Hit me up.
Whats the deal with the whole subprime mortgage fiasco? I hear the shit is really hitting the fan, and I listened to an economist speak at a bankers convention at UW, and he was pretty much preaching doom and gloom.
I asked him if property is a good investment, and he said it still is, if you have the money for it. That’s ideally going to be my first investment anyway, within a year or two. I don’t want to rent.
The shit is really hitting the fan, property is a good investment if you’re not getting an awful deal and won’t default on your loan.
Subprime mortgage fiasco = lots of people defaulting on their loans for various reasons. (Bad for investors that had their money put into unwise loans, bad for people who are bankrupt, only good for those who sold houses at unrealistic prices to those taking out loans and that ship has sailed, my son) This may mean an opportunity for you to buy property that has been foreclosed on the cheap, or more likely may mean that housing prices will be pushed down somewhat by the competition of foreclosed housing.
My question is what advice can you give to somebody about investing! Property is one option, what else would you tell a brother to look into? Mutual funds? Uh, bonds?
Gracias Grant. I am pretty ignorant when it comes to a lot of things about investing. All my ideas on it are based around what I would call “common sense” lessons I’ve picked up over the years from my parents and various places. But that doesn’t mean much really.
I just figure that “land is always land is always land.” Its price may fluxuate depending on the economy, but it will never stop being neccesary, never decay or break down, and you can increase its value through your own hardwork. As long as you are smart about where and when you buy it, it seems like a solid investment. Worse comes to worse, you at least have a place to live, and the potential to do something with it.
In the words of Lex Luthor- “Land. It’s the only thing their not making anymore of.”
How much would it be for motorcycle insurance, full coverage, for me? I’m 21, first time rider, took an approved motorcycle safety course, ride a black 2008 Kawasaki Ninja 250R, and have a clean legal slate?
Real estate I believe will always be a good investment if you give it time. The past couple years have been the only time that they have decreased in value. It will rebound almost definately but once again, it does take time.
Nolan and Dann - To get insured I need you guys to fill out some information for me. I will need your emails and I will send you a word doc that outlines what I need and I can get back to you guys asap with quotes.
Shadowless - It depends on how much you are looking to invest, how long you are looking to invest for, and what goals you have for the money (IE. Tax deferall, college funding, etc.)
XTG - I’m with Choice Insurance LLC based out in Kirkland. We are a independent firm which gives us the capabilities to shop amongst 300 different insurance companies to get our clients the best rates possible. We also have a wealth management division that let’s us utilize a wide range of companies to get our clients the best products for their own individual and family goals.
aight. I had an accident 2 years ago involving an influence of something that helps cause accidents. As a result I pay a ridiculous amount of money a month ($100) for only liable on a 1990 toyota camry. Is there any hints/tips you have for being able to hunt down better insurance for the remaining year that I’ll have the sr22 insurance? Can you get better insurance than that? What makes a top marvel player? What are some mind games you play in marvel?
What if I had $100,000 that I wanted to invest for 20 years+?
Some have said that mind games in Marvel take a back seat to aggressive rushdown. Do you feel that Marvel has less yomi than other games? I think that in SF2, becoming an amazing player is about 25% mind games, 75% execution (or something like that). How do you feel Marvel stacks up in comparison?
Well if you only have one year remaining, I think that staying with it will be your best bet. Applying to other insurance companies with an accident caused by alcohol or drugs or whatever will jack up your rates.
Top marvel players are able to adapt as well as execute. You have to punish your opponent’s mistakes and be smart. Short short donkey.
Do you mean $100,000 today that you wanted to invest for 20+ years or you want to invest $100,000 over a period of 20+ years?
If it’s the former than I would suggest in real estate. Real estate is in the tank now so it’s a good time to buy if you have time to wait it out. Also you have the option of investing in mutual funds which I think are really good depending on which funds you pick. I don’t deal much with stocks since I like mutual funds a lot more.
If it’s the latter than I would actually invest in life insurance. Hear me out before you make any judgements. I currently have a insurance policy on myself that would have me investing $114,000 in 20 years and it will have netted me a cash value of $167,000 at a 6.55% rate of return WITH a $641,000 death benefit. Think of it as an investment but with the capabilities of paying a death benefit in case you die. I can use the money for anything I want and it’s all tax free.
I’m not sure what yomi is. I never really got any good at SF2 and I think the SF series is way different than Marvel. There’s more variables like triangle jumps and dhc and all that shit. Marvel does take a lot of execution but it also takes a lot of mind games. You have to bait your opponents into messing up but then you have to execute to punish them. I’d say Marvel is 75% execution and 25% mind games against average players and 100% execution and an extra 50% mind games.
Agents shouldn’t ever promise anything when it pertains to the market. There is just no way to know. If agents around the country are saying that the market will keep dipping then it is definately contributing to the market softening.
For the people that are looking to invest, now is a great time to buy. Prices are low and if you have the time to wait it out, it would be a great investment for the future.
How do you figure? The future value of 20 payments at 6.55% of $5700 ($114,000 total) is about $237,000. The rate is about 3.5% if the future value is $167,000.
I’d have to show you an illustration but we just punch in the numbers and it shows us a table and the account value over each year. If you are really interested I can show you. It’s pretty neat stuff.
