So, this thread is all about credit related stuff. Credit cards, debt, bankruptcy, credit scores, etc.
“You’ve probably read about those overachievers whose goal is to have an 850 FICO credit score – a feat that’s very difficult. Only about 1 million Americans have the so-called “perfect” score.”
What does everyone else think…
Not what you think. This has nothing to do with theft. It’s perfectly legal, not particularly dishonest (especially considering the downright malicious schemes credit companies come up with), and in my opinion it’s really brilliant. Takes balls to pull off. If you fuck up, your credit will suffer greatly, and you might end up footing a credit bill that you can never pay back.
Every system has flaws. People think that computer systems are the only kind that get hacked, but that’s so not the case. Any system with rules can be broken, and the best are usually the ones with hidden rules that the creators would like to keep hidden but ultimately cannot. :tup:
What does everyone else think…
I am close to having an 850 credit score, if I paid off my house I would probably have a score that high. IMO once you cross 750 in credit score there really isn’t anything at 850 you get that you can’t get at 750. I think my issue with credit score is it tends to be more a measure of how good a debt slave you are than if you are someone who makes sound financial decisions.
Yup, banks and creditors love people over the score of 750, because that’s their guranteed paychecks from you. You’re about 99% going to pay as opposed to a 550 score, etc…
And what about those who have no credit score, I mean I had never had even a single credit and now I need one asap. Could I have one or what I should do to obtain one? and much more interesting is the question where should I take one as I heard a lot of stories about scammers. Somebody told me that I can have a credit from this credit company https://foxycredit.com/no/arcadia-finans-norge-lan. It was told to me that this company is a great and you will have the possibility to have a credit for a short term with a low % debt. Go on and check it if you need a fast credit