You have to remember that the high yield online savings is still high yield. Christ, my Bank of America savings pays 0.20%?? The CDs right now at a lot of banks, including E*Trade are offering rates below the current annual percentage yield on their normal savings. I would expect more rate cuts and the bank is also betting on this and therefore the lower rates (that’s my guess at least).
i heard buying corn is good
Now, I’m not one to gloat, but I do love to brag. And I was impressively great with this one. Australian gold. Companies have risen as much as 30% in THE LAST TWO MONTHS.
Was anybody smart enough to do as I say? Any "thank you"s for me?
Just wanted to know if anyone on here has an IRA? Or put money into a CD? What kind of percentage rate are you getting?
What bank are you banking with? Would you recommend them?
I was just looking at Bank of America’s website and they offer 3.45% on certain CD’s. Is that a good rate?
I really wish I knew about stocks and stuff. Whenever I watch Millionaire Matchmaker on Bravo, the majority of those millionaires made their money in stocks. That show is awesome btw lol.
Eh, not really. Check WaMu or ING. I don’t know how their rates are now, but I’ve definitely seen better rates.
I have a question about Paypal. Say someone sends me a sum of money for an item they’re buying, can they in any way retrieve that money or make it bounce without my authentication? It’s just a pain to keep buyers waiting while it transfers into my bank account. But I don’t really trust how secure it is because I don’t concider to “have” the money before it’s secure.
Yeah, they can. In fact, they can even do it after it’s been withdrawn to your bank. They just have to dispute the transaction, and it’s up to you to provide the burden of proof. If you can.
Stocks is pretty easy to get into. You need a broker first, I like www.zecco.com because the fees are very low to start, nothing after you build up a $2500 balance. Make your first investment in a broad market index, I like SPY. Setup a virtual portfolio at finance.yahoo.com so you can follow the news.
After that, read “The Intelligent Investor” by Benjamin Graham for more ideas.
Easy huh? Oh, and read my blog. Link’s down there. Sometimes I actually post useful stuff!
For savings I would go the route of non B&M companies, they tend to give a bit more cause they don’t have to pay for rent and all that stuff. Just make sure they’re insured.
I was looking at some survey when they first came out that people were getting money back, the majority and I am in this boat said they are putting the money towards some sort of debt. My wife game me her portion of it, so I laid a cool 1,200 toward my AMEX. This also will hurt the economy even more now…
HEY…youre not a gungho gambler. we need to chat. any other books you recommend? thinking of picking up a random walk down wall street.
by any chance do you have a chart displaying your portfolio against the s&p? im thinking of just running a paper portfolio while running an index fund.
Thanks for the info. I think I’m gonna try and setup that virtual portfolio and see how I do.
RockBogart: I was thinking Best Buy too, and also EA since they’re buying just about every game company, especially if they get Take 2.
I thought you would want to buy T2’s stock so when EA makes his purchase, you get more for you buck…I could be completely wrong though
Man, that sucks. I think I’ll keep doing what I’m doing then, seems the sensible option… Thanks…
19, only have about 200 to put away. I’m thinking about an Ira, and then just droping money after I get this job(i will get it). After I put away like a grand or something, I’m gonna open u[ another one. The only thing is, where should I open them? 
Tax return and ebay snagged me just under $2000 this month. :tup: Not sure wether to save it and just get ahead on the rent for the rest of the year, or knock nearly a year off the car payment.
i’m getting paid in japanese yen, and the dollar just hit a 12-year-low. think i should transfer some money back home or wait to see if it goes further?
Well it would knock out 2 months rent for me, allowing me to save most of my paychecks for that time. I’m kinda leaning more towards the car payment, but then again I’d be going from 6 years to 5 left, doesn’t seem like a dent when looking at it that way.
Take-Two is appealing to stockholders to not consider EA’s early-morning all cash tender offer to purchase all of the company’s stock at $26 a share (a 4.4% premium over yesterday’s closing price). The Take-Two board states it will review and consider EA’s offer and, within 10 business days, advice stockholders of the board’s position on the matter and its reasoning.
The 10 day “please wait” request from the Take-Two board is still way within the April 11 deadline given by EA on its $26 per share offer to stockholders. EA wants Take-Two and it wants it bad.
I dont think that is it a good idea. If that is the case one mind as well do it every year it is one of those roller coaster stocks that is more of a seasonal thing.