It sort of works here, a country barely above third world. Would work better if the State didn’t under-fund public healthcare to favor the private lobby (work unions and private health corporations have huge influence and our neo-liberal government is eager to gut the State out). But there’s still free healthcare for everyone here, including even some expensive stuff like AIDS medicine. And you also have pre and post payment private clinics.
To me it’s the system that makes the most sense. If you don’t have the money, go public. If you have it, go private which here is sometimes faster though not necessarily better since private companies will find any little thing to get more money out of you if you pay up front, and will try to avoid coverage if you are under an insurance system. Plus the best public hospitals here tend to have the best professionals and some private clinics have dubious ones. The main problem is, as I said, the public system is overrun and underfunded, so depending on your issue you can wait months for treatment.
But considering that the US has a shitton of money, I don’t see why it would be impossible to implement such a system there, barring opposition from Medical lobbies of course.
Buy insurance like a good little drone, then get sick and have that insurance pulled because the company has an army of lawyers who fuck you out of your cover. I remember when Sicko came out and was a freebie on netflix, absolute terrifying. Guy got a bill of 100k to have 2 severed fingers reattached. Lawyers coming clean on how they earn bonuses on how many people they throw to the curb.
I think one big problem in America is that everyone is sick in addition to obese. High sugar diets, lack of exercise, a lot of people have diabetes. I knew many people in at the last place I worked at that were taking at 6 medication.
If everyone is healthy, it’s easier to have a (or any) system in place. A large healthy pool leads to lower premiums and etc…
I ran into a guy at my Muay Thai gym and I asked him what he did to lose his gut which according what he said spanned a large portion over his shorts. He said, “I stopped eating shit… and exercised more.”
I would not mind that at all. I don’t think health care is something to be made a profit from, at least the insurance part. Sure, doctors, nurses, EMTs all need a paycheck but a big corporation shouldn’t be looking to make shareholders money at the expense of the health of people they’re covering.
It probably wouldn’t be so crazy if costs for care weren’t so inflated due to insurance exploitation and if half of our paycheck didn’t go to the government.
its not worth it to let people just die. no matter what there’s always going to be people who cant afford health insurance which is why its best to remove the for profit aspect of it
ny prices are insane. my brother and I were paying $1700(for both) through our company as tax write off. for the last 3 years I paid I must have went to the doctors once and even then the damn insurance didn’t cover eye drops and had to pay $100 cash for it.
right now we are paying $1055 for 2 people in FL. little better I guess but still pretty high for MANDATORY health insurance.
But don’t we have programs like Medicaid in place to prevent things like this from happening? I’ve never used the program myself but I thought it was essentially government insurance for the poor.
it is but they are very strict about who gets on it.
i was out of work for a while before Obamacare while trying to go to school and i wasn’t allowed on it, mostly because i wasnt a single mom and i had a car.
That’s really high even for NY. 1700 a month? I’m paying about 600 a month for me and my wife through my employer which is pretty good and my deductible right now is 2500. Still I think people, especially young people shouldn’t be paying so much for insurance. Cheap plans that cover serious illness with a high deductible should be the norm for younger people. It’s not like we have weekly doctor visits.
The government already takes at least 1/3 of my paycheck every week and then I have to take 600 at the end of the month to pay for health insurance when we barely go to the doctor. That’s half my rent.
My wifes old plan through her employer was almost 800 a month for just her.
not cash money. thats our own company’s tax write off. that was the best option I found. its kind of high when you are the employer and paying for employee(we are both). $800 for your wife through her employer sounds about right.
$1700 was for 2 people btw. including ADP’s “broker fee”.