Opinions vary and I’m a weird guy admittedly…but no. Should he offer…yes. But if you find the woman ALWAYS expecting you to pay and never chipping in or offering herself, then you don’t want anything ‘real’ from her. You’ll find yourself in a Nas situation.
2 for 20 that bitch up
applebees or chilis dont matter
I typically pay for dinner no questions asked, and if they offer to help, I tell them to buy my movie tickets/drinks/whatever it is we’re doing afterwards. win/win.
And imo if you really can’t afford to buy a girl dinner, then get a better job. The way I look at it, each dinner costs 60+ dollars, and its probably going to be about 3 dates before you get laid, if even. A hooker costs roughly 200$ and its guaranteed sex for one hour. If dinner for a girl is putting a dent in the wallet, then get your sex fix from hookers, and focus on your career. its what I did /shrug. dating/relationships/gfs are a serious drain on time and money.
So anyway, I’m thinking about buying a second condo. But I’m having a hard time finding good books on real estate. I want one focused specifically on rentals, and the pitfalls and problems associated with it. Also, a good book on short sales or banked owned properties would be nice (don’t think I want to deal with the drama of foreclosures). Goal here being to get some extra cash flow, and use it to purchase even more condos. etc etc. So far, I’ve skimmed the Millionaire Real Estate investor which was a huge letdown, because its filled with fluff and not enough helpful details.
If you have plans to rent I would suggest getting that condo and maybe use it as a Section 8 property. Imo it is guaranteed income for you. Of course you have to be very and I mean very selective in whom you want as a tenant.
As for “good books” it is best to get in contact with the local “property owners” association and get the know how from people whom have done renting successfully.
Got the notice from Chase in the mail today. Come February, I gotta fulfill certain requirements with my account or else they’ll start charging $10 a month. We all knew it was coming eventually with the big corporate banks. No more of this “Free Checking” business because they think they’re losing money from all the new regulations regarding overdrafts and such and they gotta break even somehow.
Hahah check out these guidelines my account has to follow or else I get that monthly fee:
…This Chase checking account I have is just my “Pocket Money” account that I have; any extra cash I have lying around usually goes in here. Seriously, like I deposit $25 from my paycheck every pay period into this account and THAT’S IT! I’ve had it for nearly three years and it has NEVER gone above a balance of $250. I just had it so I wouldn’t go overboard with my main pot of money, which is at Navy Fed. Looks like I’m just gonna open a separate account at my credit union and only deal with them from here on out. Screw this.
Yeah, I got that, too. I thought they’d do this when they bought out WaMu, so I guess I’m lucky it was free for so long.
You might want to look into opening an ING Direct savings account. I think someone brought it up earlier in the thread.
some useful info there. read through the real estate section.
don’t be fooled by the shitty website design, the guy did it himself. but he seems to know what’s talking about when it comes to real estate.
I’ve got quite a bit saved up in an Emigrant Direct savings account, so right now I’m good. Like I said, the Chase account I had was only for my spare change and pocket cash. So it’s not like I’m looking for a dependable home for it. I would just rather not pay money to maintain the account.
So, i’m considering buying some 2013 option calls of DRYS stock… The thing is, i’ve never bought option calls before and a little hesistant because I really don’t understand what I am doing. The only thing I am confident about right now is that I am bullish on DRYS and think they will climb.
Any insight into option calls from those who know it?
Your thoughts about Richard Kiyosaki’s “Rich Dad, Poor Dad” book?
It’s a good read and its short, so there’s no reason not to read it.
Any other thoughts on options? I’m poised to buy $1000 worth of DRYS 2013 calls @$7.50
Most people are in debt. I’ve got friends who recently got married, bought a house, bought a car, and just got a kid. That equates to living month to month to me. People live above their means all the time. I recommend people watch Suze Orman on cnbc.
I’m not keen on them, mostly because I don’t like to take losses. It takes enough work to nail down a quality company that you think is worth more in the future, but then to also have to pin down a precise timeframe that it would happen in just doesn’t work for me.
Although, expiring in 2013 does give you kind of a wide timeframe.
Hey guys is there a book people can recommend that breaks down how the money market works.
Thanks
I found this by searching for “money market book” on google:
Amazon.com: The Money Market (9781556231223): Marcia Stigum: Books
I know there are tonnes out there just wanted to know if someone can recommend and easy to read book on the subject
or you can save your money in buying a book and go to your bank and talk to them.
I have another finance question. Actually, it is a tax question.
I have not been employed for a few years. But I did earn a few hundred dollars in “Capital Gain Distributions” on my investment/funds. And I think I earned a few dollars worth of interest in my savings account. Do I have to pay taxes on this taxable income, even though I obviously didn’t earn enough for the year to be required to file a tax return?
It depends on what type of capital gain it was. If you held certain assets for a year or more before selling them to get the capital gains, there is no capital gains tax. This applies if you fall into the 10-15% tax bracket, and since you have been unemployed for some time, it seems you fall there. However, if you held onto these assets for less than a year, the tax rate would be between 10-15%.
If I get this wrong, guys please let me know.