Yes you should sell the car
akumatrunigga I noticed that you got a license. Iām a 25 year old and I earn about 27k a year and Iām thinkin about getting a property. I only have 10k saved up. Which price range should I be looking at?
how much do you want to spend a month?
NINJA EDIT
Matter of fact what are you paying a month in rent?
Dont forget that what you are paying monthly towards a house includes: mortgage, taxes and insurance.
I closed the account on that $7,000 credit card thatās finally paid off. It has an annual fee, and really high interest. As much as I want better credit, I have other cards (which I plan on not using anytime soon) and the car Iām paying for. Iām just happy to not have that card on my back any longer. I also got some side jobs doing computer fixing on the weekendfs. $40/hr non reportable income FTW. Made few hundred bucks in 2 days. 
Thatās all going towards bills.
its actually reportable income, unless you want to chance going to jail over paying ~$12/hr in taxes
I realize all income is reportable unless you make it otherwise. Itās all people Iāve befriend, so hopefully they wonāt go around telling the IRS.
ironic that the guy who started this thread is broke thanks to a 10K car (accident) debt :sad:
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Ironic in a ādonāt listen to anything you read in this threadā kinda way?
ā¦and is Visa Extras legit and do many banks support the program on their debit cards?
Yes its legit, and yes you get points from most of your purchases. I have about 100k points, but I dont have the card anymore. Still dont know what to buyā¦LOL
Iāve seen they support Chase and National Bank (or rather vice-versa), but I get the feeling my local banks (Integra, Old National, Fifth Third, First Federal) donāt support the program. Chase and National Bankās closest branches are about two hours away from me, and Iām not finding many other big-time banks here in Evansville, IN (Wells Fargo, United Fidelity, Regions, Citizens). What to do? I want a bank thatās not too small-time, but that has branch(es) here in the city!
Is the visa extras thing even worth it? I have something like it for WaMu and they give you cash back buying stuff with your debit card although all my stuff is setup with Chase. Also for you guys knowledgeable with stocks, would it be a good idea to wait until companies like Time Warner dip, buy as much stock as I can get before a huge movie hits and then sell it once the movie starts to go down?
I checked around the time Dark Knight hit and saw a spike (from 14-16.10 on release day) so I was thinking if I could do that for all movie companies (and maybe game companies too) and try to make a profit out of it.
Would banking (checking account) at a bank that doesnāt actually have any local branches within 30 minutes of me be such a bad idea? Iām thinking Chase or National Bankā¦
at any of those big banks itās okay b/c they have free transfer options once you setup an ext account. I have one in indiana but outgoing stuff is not free.
What do you mean by āoutgoing stuffā? And so youāre telling me I can open a checking account at, say, Chase, then transfer it to a local bank, keeping all the Chase perks? All I need the account for is a check card (with Chaseās rewards), direct deposit, and a couple withdrawals a month. Will that probably be OK?
Are you familiar with paypal? Itās like that. You add an external account, verify the deposits and from then on, you can pull money from that account, or transfer money to that account. It takes 3 business days to do and with banks like Chase, I know for a fact that itās a free service.
With the account I have in Indiana, itās made solely for me to get paid but itās a small time bank. I get charged 5.00 to move the money to an external account. With big banks like Chase you donāt have to worry about stuff like that.
I wouldnāt want to wait 3 days just to withdrawal money, or did you mean 3 days just to create the external account? If just to make the ext. account, then Iām all in and Iām calling in to create a High School Checking account tomorrow!
Gold recently fell to about 800 but will soon be on the upswing once gas rises again. (It likely will once heating oil becomes a factor)
People horde and sell it like crazy at these times. The rough times for some are great times for others. (pawn shop/independent jewelers) A shitty economy tends to make the broke sell their valuables to people who know what its worth.
I get about 10-20 people a week asking me who buys loose gold/broken chains and all of that. Why do you think that āFast cash for goldā commercial has been popping up more recently? 
Since you brought that up, Iād like to mention here; donāt buy gold as an investment. Itās a good hedge against inflation, in other words compared to just holding cash with no interest you may do better, but otherwise there is no benefit.
Warren Buffett once said āIt gets dug out of the ground in Africa, or someplace. Then we melt it down, dig another hole, bury it again and pay people to stand around guarding it. It has no utility. Anyone watching from Mars would be scratching their head.ā
I got a job as a money manager! Well, sorta. Iāll be working for my wife managing the assets of our home based business. She frelances programming projects, and 20% of the income will be my responsibility to invest. Iām looking forward to making it so that we earn more on investments than she does working jobs.
Okay I think youāre missing what Iām talking about so Iāll show you.
http://img242.imageshack.us/my.php?image=chaseacctcoffeeib4.jpg
So this is my MAIN ACCOUNT. The account where I can actually go to Chase and deposit/withdraw money. In your case, this is your LOCAL account. Look at 7/25/2008, those two deposits for example are what you need to confirm to verify both accounts belong to you.
Look at the entry 7/30/2008, that actually is the transfer from First Indiana (not local) to my account (Chase, which is local) Since there isnāt a Chase bank around you and you need to fund the account somehow, account transfers are how you would do it and theres a fee associated with doing it as you can see on my page. It doesnāt take 3 days to withdraw money, withdrawing money is instant at ATMās or wherever you want to go. It does take 3 days to transfer money from bank to bank.